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Home > Credit Services > Business Credit and Financing

Business Credit and Financing

Business Credit and Financing

Business credit that works as hard as you do. Find the right financing that fits your needs and scale, from small local
business to nationwide corporation.

Apply at your local Lowe's
for a Temporary Credit Card
and start shopping in-store!

Once your Permanent Card arrives, you
can shop both in-store and online on
Lowes.ca.

OR

Apply Online for a
Permanent Lowe's Credit
Card

Once your Permanent Card arrives, you
can shop both in-store and online on
Lowes.ca. Temporary Credit Cards are
available in-store only.

Choose the commercial account that
meets your business needs

Lowe's Business Account Terms and Conditions Apply Now Apply Now
Lowe's Accounts Receivable Terms and Conditions Apply Now Apply Now
Lowe's Business Account
Lowe's Accounts Receivable

Business Size

Small to Medium

Ideal for revolving credit needs,
make minimum monthly payments

Medium to Large

Ideal for job or invoice accounting needs
(e.g. Contractors, government agencies,
school systems, etc.)

Payments

Flexible

Pay over time with low monthly payments or pay in full.

Consolidated

Pay in full each month.

Purchasing Control

Allow employees control over
individual spend online or in-store.

Manage cardholders and issue multiple cards.

Control employee spend in-store.

Manage list of authorized buyers.
Optional identification cards available.

Statements and Billing

Multiple users, one invoice.

Track purchases by product.

Multiple users and multiple invoices.

Track purchases by project, invoice,
user, and product.

View signed receipts online.

Annual Fees

$0

$0

Support

Credit Centre support online
and by phone.

Credit Centre support online and
by phone with a Dedicated Account
Representative.

Additional Benefits

  • Instant 5% off every day on
    qualifying purchases
  • Easy-to-understand itemized statements
    with product-level detail
  • Ability to share credit lines between
    linked accounts
  • Ability to access and manage your
    Lowe's Credit accounts online 24/7
  • Call-ahead or fax ordering with same-day or
    next day pickup
  • Discounted delivery on Lowe's purchases
    7 days a week to business or job site
  • Special Lowe's business offers throughout
    the year, such as exclusive Contractor Park
    offer, brand-specific discounts, and bulk
    discounts
  • Knowledgeable Commercial Sales Staff
    available in-store exclusively to support your
    commercial shopping experience
Lowe's Business Account Terms and Conditions Apply Now Apply Now

Business Size

Small to Medium

Ideal for revolving credit needs, make minimum monthly payments

Payments

Flexible

Pay over time with low monthly payments or pay in full.

Purchasing Control

Allow employees control over individual spend online or in-store.

Manage cardholders and issue multiple cards.

Statements and Billing

Multiple users, one invoice.

Track purchases by product.

Annual Fees

$0

Support

Credit Centre support online and by phone.

Additional Benefits

  • Instant 5% off every day on qualifying purchases
  • Easy-to-understand itemized statements with product-level detail
  • Ability to share credit lines between linked accounts
  • Ability to access and manage your Lowe's Credit accounts online 24/7
  • Call-ahead or fax ordering with same-day or next day pickup
Lowe's Accounts Receivable Terms and Conditions Apply Now Apply Now

Business Size

Medium to Large

Ideal for job or invoice accounting needs (e.g. Contractors, government agencies, school systems, etc.)

Payments

Consolidated

Pay in full each month.

Purchasing Control

Control employee spend in-store.

Manage list of authorized buyers.
Optional identification cards available.

Statements and Billing

Multiple users and multiple invoices.

Track purchases by project, invoice, user, and product.

View signed receipts online.

Annual Fees

$0

Support

Credit Centre support online and by phone with a Dedicated Account Representative.

Additional Benefits

  • Discounted delivery on Lowe's purchases 7 days a week to business or job site
  • Special Lowe's business offers throughout the year, such as exclusive Contractor Park offer, brand-specific discounts, and bulk
    discounts
  • Knowledgeable Commercial Sales Staff available in-store exclusively to support your commercial shopping experience

Start Building Your Business Today.

Lowe's Accounts Receivable Apply Now Apply Now Lowe's Accounts Receivable Apply Now Apply Now Lowe's Business Account Apply Now Apply Now Lowe's Business Account Apply Now Apply Now
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