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Lowe's Protection Plans - Products


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Enjoy the security and convenience that comes with being covered.

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With Lowe's Protection Plans, you're covered...replacement and repair services are one click away!

For plans purchased before 2/11/2012, please contact us by phone at 1-866-46-LOWES.

Appliance Protection

Appliances that are eligible for a Lowe's Protection Plan include but aren't limited to Cooktops, Dishwashers, Dryers, Freezers, Over-the-Range Microwaves, Ranges, Refrigerators, Trash Compactors, and Washing Machines.

While a manufacturer's warranty typically provides parts and labour protection for one year on these major appliances, a Lowe's Protection Plan* offers coverage for an additional two or four years.

  • Lowe's Appliance plans start after manufacturer's parts-and-labour warranty ends.
  • We'll issue you a Lowe's gift card for food spoilage from the date of plan purchase.
    • Up to $150 per claim on 2-year plans.
    • Up to $250 per claim on 4-year plans.
    • No limit on number of claims.
  • If your Appliance requires a fourth repair for the same major failure, we'll replace it.**
  • If your Dishwasher fails and re-installation is required, we'll issue you a Lowe's gift card to cover the cost of the original Lowe's installation.
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
  • With 4-year plans, if your Refrigerator or Freezer fails, we will issue you a Lowe's gift card in an amount up to 25% of the original purchase price to cover a rental if it is not repaired within 72 hours of the initial claim.
Product Price2-Year Plan Price4-Year Plan Price
$200 - $499.99$79.97$109.97
$500 - $999.99$89.97$149.97
$1,000 - $1,499.99$99.97$169.97
$1,500 - $1,999.99$129.97$209.97
$2,000 - $2,499.99$139.97$229.97
$2,500 and up$149.97$249.97

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan, we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Garage Door Opener Protection

Garage door openers are typically covered by a manufacturer's warranty, which provides parts and labour protection on qualified repairs up to 1 year. With a Lowe's 3-year protection plan for Garage Door Openers, you'll get more coverage for a longer period of time.*

  • Lowe's Garage Door Opener plans start the day the product is purchased.
  • If your Garage Door Opener requires a fourth repair for the same major failure, we'll replace it.**
  • From day one, we'll issue you a Lowe's gift card to cover the cost of the original Lowe's installation if your garage door opener cannot be repaired and needs to be replaced.
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
Product Price3-Year Plan Price
$200 - $399.99$49.97
$400 and up$69.97

Replacement Plans

For garage door openers costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

 Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Gas BBQs and Gas Smoker Protection

Typically, manufacturers provide parts and labour protection on qualified repairs. With a Lowe's 3- or 4-year protection plan for Gas BBQs and Smokers, you'll get more coverage for a longer period of time.*

  • Lowe's BBQ plans start the day you purchase them.
  • If your BBQ or Smoker requires a fourth repair for the same major failure, we'll replace it.**
  • We offer in-home service calls—at no additional charge.
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
Product Price2-Year Plan Price4-Year Plan Price
$200 - $299.99$39.97$59.97
$300 - $399.99$49.97$69.97
$400 - $499.99$59.97$79.97
$500 - $799.99$89.97$119.97
$800 - $999.99$99.97$129.97
$1,000 - $1,999.99$109.97$149.97
$2,000 - $5,000$129.97$169.97

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Outdoor Power Equipment Protection

Outdoor power equipment that's eligible for a Lowe's Protection Plan* includes but isn't limited to Chainsaws, Chippers, Compressors, Cultivators, Edgers, Generators, Shredders, Pressure Washers, Portable Push Mowers, Riding Mowers, Lawn Vacuums, Leaf Blowers, Log Splitters, Rototillers, Snow Blowers, Snow Throwers, Tillers, Tractors, Trimmers. A Lowe's Protection Plan provides coverage for three or four years and includes benefits not covered by the manufacturer.

  • Lowe's Outdoor Power Equipment plans start the day you purchase them.
  • Parts and labour are covered 100% on qualified repairs for 3 or 4 years.
  • For Outdoor Power Equipment $800 and over, we'll provide in-home service, or we'll pick up, repair and return the product.
  • Sure Service Guarantee: If we can't fix your riding mower within 14 days of initial service, we'll issue you a Lowe's gift card for a one- time payment of $50.
  • If your covered Outdoor Power Equipment requires a fourth repair for the same major failure, we'll replace it.**
Product Price3-Year Plan Price4-Year Plan Price
$200 - $299.99$29.97$49.97
$300 - $399.99$39.97$64.97
$400 - $499.99$59.97$84.97
$500 - $799.99$79.97$109.97
$800 - $999.99$129.97$249.97
$1,000 - $1,999.99$189.97$309.97
$2,000 - $5,000$249.97$389.97

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Heating and Cooling Protection

Heating and cooling products that are eligible for a Lowe's Protection Plan* include but aren't limited Air Conditioners, Evaporative Coolers, Fireplaces, Gas Logs, Heaters, Misting Fans, Portable Fans, Portable Heaters, Outside Electric Heating. Typically, manufacturers provide parts and labour protection on qualified repairs. With a Lowe's 3- or 4-year protection plan for Heating and Cooling products, you'll get more coverage for a longer period of time.*

  • Lowe's Heating and Cooling plans start the day you purchase them.
  • If your Heating or Cooling product requires a fourth repair for the same major failure, we'll replace it.**
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
Product Price3-Year Plan Price4-Year Plan Price
$200 - $299.99$89.97$119.97
$300 - $399.99$99.97$129.97
$400 - $499.99$109.97$139.97
$500 - $799.99$119.97$149.97
$800 - $999.99$129.97$169.97
 

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Small Appliance Protection

Small appliances that are eligible for a Lowe's Protection Plan* include but aren't limited to all Small Kitchen Appliances, Air Purifiers, Carpet Steamers and Cleaners, Compact Refrigerators, Countertop Microwaves, Dehumidifiers, Disposals, Floor Care Products, Vacuums, and Wine Coolers.

Typically, manufacturers provide parts and labour protection on qualified repairs up to 1 year. With a Lowe's 2- or 4-year protection plan for Small Appliances and Housewares, you'll get more coverage for a longer period of time.*

  • Lowe's Small Appliance and Houseware plans start after manufacturer's parts-and-labour warranty ends.
  • We'll issue you a Lowe's gift card for up to $100 to cover food spoilage per repair, from date of plan purchase on qualifying products.
  • If your Small Appliance or Houseware requires a fourth repair for the same major failure, we'll replace it.**
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
Small Appliance & Housewares Product Price2-Year Plan Price4-Year Plan Price
$200 - $399.99$29.97$49.97
$400 and up$59.97$79.97

Dehumidifiers Product Price2-Year Plan Price4-Year Plan Price
$200 - $399.99$19.97$39.97
$400 and up$29.97$59.97

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Tool Protection

Tools that are eligible for a Lowe's Protection Plan* include but aren't limited to air tools, compressors, drills, drill presses, jointers, pneumatic nailers, power saws, routers, sanders, shop vacuums, tile saws and welders. While a manufacturer's warranty typically provides parts-and-labour protection for one year on these power tools, an Extended Protection Plan offers coverage for an additional two or four years.

  • Lowe's Power Tool plans start after the manufacturer's parts-and-labour warranty ends.
  • Sure Service Guarantee: If we can't fix your power tool within 14 days of initial service, we'll issue you a Lowe's gift card in the amount of $25.
  • If your Power Tool requires a fourth repair for the same major failure, we'll replace it.**
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
Product Price2-Year Plan Price4-Year Plan Price
$200 - $299.99$29.97$59.97
$300 - $499.99$49.97$99.97
$500 - $999.99$89.97$169.97
$1,000 - $2,999.99$159.97$299.97

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Traditional Water Heater Protection

Traditional water heaters are typically covered by a manufacturer's warranty, which provides parts and labour protection for one year and parts-only protection after the first year. A Lowe's Protection Plan* offers three, six, nine or 12 years of additional labour coverage not covered under a manufacturer's warranty. Coverage begins one year from the date of purchase. A Traditional Water Heater manufacturer's warranty provides for parts and labour for the first year and parts only for the remainder of the warranty.

Traditional Water Heater Plan Prices
3-year6-year9-year12-year
$9.97$19.97$49.97$89.97

Tankless Water Heater Protection

Tankless water heaters are typically covered by a manufacturer's warranty, which only provides parts protection. A Lowe's Extended Protection Plan offers one, two or five years of additional labour coverage not covered under a manufacturer's warranty. Coverage begins on the date of purchase. For Tankless Water Heaters, the manufacturer's warranty covers parts only.

 Tankless Water Heaters Plan Prices
1-year2-year5-year
$9.97$15.97$19.97

Additional Benefits Not Covered Under the Manufacturer's Warranty


With a Lowe's protection plan, you'll get labour coverage not covered under your manufacturer's warranty.* Lowe's plans start the date of product purchase for traditional water heaters and tankless water heaters.

You'll also get additional benefits not covered under the manufacturer's warranty.

  • If your Water Heater cannot be repaired or requires a fourth repair for the same major failure, we'll replace it.**
  • We'll cover repairs due to power surge, from day one.
  • From day one, we'll issue you a Lowe's gift card to cover the the cost of the original Lowe's installation if your Water Heater cannot be repaired and needs to be replaced.
Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Plumbing Protection

Plumbing products that are eligible for a Lowe's Protection Plan* include but aren't limited to jetted tubs, water filtration systems and water softener systems. Typically, manufacturers provide parts and labour protection on qualified repairs. With a Lowe's 3- or 5-year protection plan for water softener systems, Water Filtration systems and Jetted tubs, you'll get more coverage for a longer period of time.*

  • Lowe's plumbing product plans start on the date of product purchase.
  • If your Plumbing product requires a fourth repair for the same major failure, we'll replace it.**
  • From day one, we'll issue you a Lowe's gift card to cover the cost of the original Lowe's installation if your Jetted Tub, Water Softener or Filtration System cannot be repaired and needs to be replaced.
  • We'll cover necessary repairs due to normal wear-and-tear.
  • We'll cover repairs due to power surge, from day one.
Water Softener, Cooler and Filtration Systems Price3-Year Plan Price5-Year Plan Price
$200 - $299.99$9.97$29.97
$300 - $499.99$19.97$39.97
$500 - $999.99$29.97$49.97

Jetted Tubs Price3-Year Plan Price5-Year Plan Price
$200 - $499.99$59.97$119.97
$500 - $999.99$69.97$159.97
$1,000 and up$89.97$189.97

Replacement Plans

For products costing less than $200 before tax, a Lowe's Replacement Plan* provides coverage for an additional one or two years. With the Lowe's Replacement Plan,** we'll replace your product in the event of a covered failure. While a manufacturer's warranty typically expires after one year, a Replacement Plan keeps you covered for an additional one or two years.

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.


Replacement Plan Benefits

Replacement Plans* typically cover but aren't limited to gas BBQs and smokers, garage door openers, heating and cooling products, major and small appliances, outdoor power equipment, tools and water filtration systems. While a manufacturer's warranty typically expires after one year, a Replacement Plan** offers coverage for an additional one or two years.

  • Replacement Plans start after a manufacturer's labour warranty ends.
  • Plans can be transferred with the product.
  • We'll cover mechanical or electrical failure even if it's due to normal wear and tear.
  • Beginning on the date of plan purchase, we'll replace products that fail due to power surge.
  • No hassles, deductibles or hidden fees.
Product Price1-Year Plan Price2-Year Plan Price
$10 - $24.99$2.97$4.97
$25 - $49.99$4.97$9.97
$50 - $99.99$9.97$19.97
$100 - $149.99$14.97$29.97
$150 - $199.99$19.97$39.97

Limitations and exclusions apply. See the Terms and Conditions for complete details.

*Product coverage ends upon gift card settlement. **Replacement will be issued in the form of a Lowe's gift card.

Terms and Conditions

Plan benefits begin, unless otherwise stated above, with the expiration of the manufacturer's warranty. Lowe's is not the obligor of these plans. Lowe's Protection Plan is administered by Assurant Services Canada Inc. For details, please refer to the Terms and Conditions.

Purchased before 2/11/2012:
Terms and Conditions

Purchased 2/11/2012 or after:
Terms and Conditions



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